Archive for Insurance
A Primer on Long-Term Care Insurance
Posted by:The number of Americans age 65 or older is projected to more than double over the next four decades, from about 39 million today to 89 million in 2050. As the nation’s population continues to age, an increasing number of individuals will require some form of long-term care. As a result, many people are taking a closer look at buying long-term care insurance to protect themselves and their families — just in case.
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A Wellness Plan for Health Care Costs
Posted by:Whether you’re covered by a company health care plan or paying for a personal plan or Medicare, health care costs are rising—in premiums, co-pays, deductibles and other out-of-pocket costs. It’s hard to control those costs since they are established by the insurance and medical industries, but there are some things you can do to curb the rising costs of health care that have little to do with your wallet: Read More→
Planning for Long-Term Care
Posted by:Good health is a gift, but we can’t assume that it will last forever. An effective financial plan should factor in the costs associated with aging, such as long-term care. Long-term care describes a variety of services which help meet both medical and non-medical needs when people are unable to care for themselves. Long-term care services are provided at home or in assisted living or nursing homes and include things such as assisting with normal daily tasks or providing skilled medical care.
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Off to School with the Right Stuff?
Posted by:Chances are good that you have a college-bound student in your immediate or extended family who will experience the first few weeks on campus, perhaps for the first time. When college students unpack and find their way to classes, the question is: Did they pack the right stuff to protect the investment in their education?
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Your Most Valuable Asset: You
Posted by:When people list their assets, they generally recount bank accounts, real estate holdings, automobiles, retirement accounts and stock portfolios. But the key to all those assets is the individual whose earnings fund them. You are your most valuable asset and you deserve the same management you give your other assets.
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